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 | The Group | |
 Unified and decentralised
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The Group is careful to protect the cultural specificities of each its entities, while also capitalising on its strengths as a market leader in France and Europe, within the framework of its enlarged scope of activities.
In France, the 2,573 local banks form the basis of the Group's mutual organisation and play a key role in firmly establishing a local presence and a close relationship with clients.
Reflecting Crédit Agricole's desire to open up to the market while confirming its mutualist identity, Crédit Agricole S.A. has been listed on the stock exchange since December 2001 and is currently owned 54.7% by the Regional banks and 45.3% by the public.
An enlarged scope of business | |
31 million clients, 11,000 branches and 3 domestic markets (France, Italy and Greece).
- The Regional banks of Crédit Agricole
The Regional banks are cooperative and banking establishments offering a full range of financial products and services to their clients, retail, farmers, professionals, companies and local authorities.
. 20 million customers
. 39 Regional banks
. 7,160 branches and 7,500 in-store cashpoints
. No.1 retail bank in France with a 24% share of households' deposits s and 22% of loans.
- LCL
In France, LCL is the only bank with a national network dedicated exclusively to retail banking for retail, professional and corporate clients.
. 6 million customers
. 1,970 branches including 50% in towns with over 200,000 inhabitants
- International Retail Banking
Crédit Agricole has operations in 20 countries: Italy, Greece, Albania, Bulgaria, Cameroon, Cyprus, Congo, Côte d'Ivoire, Djibouti, Egypt, Gabon, Madagascar, Morocco, Poland, Portugal, Romania, Senegal, Serbia, Ukraine and Uruguay.
The Regional banks have majority control in Belgium, Spain and Switzerland.
. 4,7 million Customers
. 1,900 branches
- Specialised business lines
- Specialised financial services
Present in 19 countries in Europe and Morocco, this business line covers consumer credit (Sofinco and Finaref, Lukas in Poland, etc.), leasing (Crédit Agricole Leasing and EFL) and factoring (Eurofactor).
. 15 million Consumer finance customers in France
. EUR 49.5 billion Consumer finance outstandings
. EUR 12.7 billion Lease outstandings
. EUR 35 billion Factored receivables- Asset management, insurance and private banking
This business line consists of activities related to asset management (Crédit Agricole Asset Management and its subsidiaries as well as BFT), life and property/casualty insurance (Crédit Agricole Assurances with Pacifica and Predica) and private banking (Crédit Agricole Private Bank).
. EUR 637 billion under management (asset management, insurance and private banking)
. N°1 in asset management and a top-10 player in Europe
. France's second-largest insurer
- Corporate and investment banking
With 13,000 staff across 55 countries, Calyon specialises in capital markets, investment banking and financing.
. EUR 5.5 billion net banking
. One of France's top three corporate and investment banks and the top 10 in Europe
. World number one in project financing
Presence in over 70 countries | |
With its international organisation in all aspects of banking and finance, Crédit Agricole group is able to serve major clients throughout the world, achieving stellar performances:
- 1,900 branches in international retail banking
- 50% of consumer finance outstandings outside France
- Leading international factor in terms of volume of import/export business (42% of international factoring)
- No.1 in leasing in Poland
- No.8 asset management centres worldwide
- Loan insurance in 14 countries
- Private banking in the leading financial markets
- 72% of NBI in corporate and investment banking outside France.
To find out more: www.credit.agricole.com
All data is to end-December 2006.
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